Family Protection Planning

Service Description

Life insurance isn’t complicated. It’s just been explained poorly. This consultation helps you determine how much protection your family actually needs — based on your income, lifestyle, and what would break if you weren’t here tomorrow. We don’t start with products. We start with people. That means understanding who depends on you, for how long, and what kind of financial pressure they’d face in your absence. From there, we match you with the right type of coverage — built for your life today and your family’s future. We work with multiple top-rated carriers, so recommendations are based on fit, not commissions. The goal is simple: protection that holds up when it’s tested. We also help families use modern life insurance strategies — policies designed not only to protect loved ones after death, but to provide access and flexibility while you’re alive. Protection shouldn’t lock your money away. It should give you options. If you’re married or engaged, both partners should attend. Life insurance doesn’t fail on paper — it fails when couples aren’t aligned on the purpose, the numbers, and the responsibility.